Entrepreneurship · Money · Real Estate
Practical thinking for building, protecting, and growing wealth.
Articles and analysis from Sahel Rafael Tamayo on operating businesses, making smarter money decisions, and understanding real estate.
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Entrepreneurship
Operating decisions, business finance, growth, and the practical mechanics of building a company.
Money
Cash management, credit, banking, personal finance, and clearer ways to evaluate financial choices.
Real Estate
Property ownership, rental economics, investing decisions, and the numbers behind real estate.
Latest articles
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Rental Property Cash Reserves: Plan for Vacancy, Repairs, and Replacements
Build a rental-property reserve plan around real obligations, a vacancy stress test, and major replacements—not a single unexplained percentage.
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Is Your Business Cash Fully FDIC-Insured? A Practical Account Check
Check the legal owner, insured bank, account totals, and any fintech intermediary before assuming your business deposits are fully protected.
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How to Build a 13-Week Cash-Flow Forecast for Your Small Business
Build a weekly cash forecast that separates expected receipts from available money, highlights payroll pressure, and turns assumptions into decisions.
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Why a Cashless Society Works
Can you imagine living your life where you no longer need cash for your financial transactions? Sounds too good to be true? Well, it’s…
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What is an SBA Loan?
If you are a small business owner, you already know the importance of financing not just when getting started but also as you grow…
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Top Five Careers for 2023
With the whole world finally back to normal, and with everyone returning to work, most people are either rethinking their careers or starting one…
About
Sahel Rafael Tamayo
Sahel Rafael Tamayo is a Cuban American business executive, business owner, and investor. This site focuses on practical ideas around entrepreneurship, money, and real estate.